Best Places to Retire Overseas
How many of us dream of retiring to some exotic paradise as we are at work? You may think of the best place to retire overseas as having warmer climate, lower cost of living or just a different journey as life brings about a new adventure.
Turning your dream to reality can be a challenge. The first step (of course) before you say “arrivederci Roma”, is to make arrangements to live where you are going to consider living for an extended period of time. To retire overseas is to become a local. Learn the language. Remember, you’re leaving the U.S. and most times will have to adapt to their native tongue. Some areas do have ‘pockets’ that have many people who have transplanted themselves from the U.S. and found that this is a great place to retire. It certainly would be to your advantage to find an expatriate (expat) community. Have you watched the HGTV shows on International House Hunters?
When doing your research for places to retire overseas, keep in mind the following. International living comes with issues you must consider:
Safety, infrastructure (roads, power, drinking water, government), climate, local culture, real estate values, medical facilities, cell and telephone access, internet capabilities, banking, foreign exchange rate, government controls, visas and residency permits, travel back to the U.S. (remember family left behind), spiritual needs, working (you may get bored of paradise), transportation, taxes (real estate plus whatever other taxes and fees they have), cost of living to name a few.
You may want to sell the home, pack everything and put it in storage and set sail in the sunset. As we said, before making the final decision, you may be in a position to lease your home for at least a year. You may have a home to come back to if you decide that the best place to retire overseas is not for you. There are plenty of options. As you dream, don’t lose sight of planning. It’s like doing an Excel spread sheet.
Best places to retire overseas really means any place off shore of the U.S. It could be a short distance or really a long distance to the ‘other’ side of the world.
Ric Dalberri is a graduate of Columbia State University & has been involved in his own business (sold) employing over 100 people. Ric was also a top producer as a Financial Specialist for over a decade with one of the largest financial institutions in the U.S.
Ric is the founder of Retirement USA which provides complete solutions for your lifestyle. Please visit and sign up for the free newsletter.
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